Beech Introducers can arrange finance on a buy to let on a second charge basis; and this can be very useful when the client has an excellent rate on with their existing provider or they’re fixed into their rate.

The majority of our lenders have flexible criteria and will look to complete a case rather than looking for a reason to decline it, providing the case passes their affordability criteria then is often a solution available and we have listed some of the product highlights that we can offer when looking to raise finance by ways of a BTL second charge.

ü2nd charges accepted

üSecond charge on BTL’s to 85% and rates from 5.9%

üMinimum property valuation of £40,000

üLoans from £10,000-£500,000

üProducts with no Early Repayment Charges

üNo minimum Income plans

üSemi Commercial can be considered ( for example a shop downstairs and a flat above)

üExpatriates accepted

üNo minimum time in property

ü110% rental income coverage

üNon standard construction types often accepted.

üNo cap on background BTL’s

üUnencumbered Properties accepted

üInterest only and Repayment options available

üFirst time investor

üWill lend for any legal purpose

üWe fund cases in England, Scotland, Wales & Northern Ireland

To submit an enquiry to Beech Introducers we just need a completed fact find which you can download once you’ve registered on our website.

How to submit your applications

• We accept applications online through our quick submission section, simply scan the fact find and upload it to us, it takes around 30 seconds
• You can fax your applications to us on 01625 616299
• You can email your cases to us at This email address is being protected from spambots. You need JavaScript enabled to view it.
• You can post your applications to Beech Finance Ltd, Venture House, Cross Street, Macclesfield SK11 7PG